Privacy Policy

Check out the privacy policy crafted by ourlegal team. It's not the most thrilling read, but it's definitely important.

1. INTRODUCTION

This document sets out the privacy policyof MiracleMint, a trading name of Future Positive Finance Pty Ltd ACN 662 178323 (referred to in this privacy policy as 'we', 'us', or 'our').

We take our privacy obligations seriouslyand we've created this privacy policy to explain how we store, maintain, useand disclose personal information.

By providing personal information to us,you consent to our storage, maintenance, use and disclosing of personalinformation in accordance with this privacy policy.

We may change this privacy policy from timeto time by posting an updated copy on our website and we encourage you to checkour website regularly to ensure that you are aware of our most current privacypolicy.

2. TYPES OF PERSONAL INFORMATIONWE COLLECT

The personal information we collect mayinclude the following:

- Name

- Mailing or street address

- Email address

- Social media information

- Telephone number and other contactdetails

- Age

- Date of birth

- Credit card or other payment information

- Sensitive information as set out below

- Information about your business orpersonal circumstances, including financial information and metrics

- Information in connection with clientsurveys, questionnaires and promotions

- Your device identity and type, I.P.address, geo-location information, page view statistics, advertising data andstandard web log information

- Information about third parties

- Any other information provided by you tous via our website or our online presence, or otherwise required by us orprovided by you

3. HOW WE COLLECT PERSONALINFORMATION

We may collect personal information eitherdirectly from you, or from third parties, including where you:

- Engage us to provide services to you

- Contact us through our website

- Submit any of our online sign up forms

- Communicate with us via email, telephone,SMS, social applications (such as LinkedIn, Facebook or Twitter) or otherwise

- Interact with our website, socialapplications, services, content and advertising

- Invest in our business or enquire as to apotential purchase in our business

We may also collect personal informationfrom you when you use or access our website or our social media pages. This maybe done through the use of web analytics tools, 'cookies' or other similartracking technologies that allow us to track and analyze your website usage.Cookies are small files that store information on your computer, mobile phoneor other device and enable and allow the creator of the cookie to identify whenyou visit different websites. If you do not wish information to be stored as acookie, you can disable cookies in your web browser.

We may use Google Analytics to collect andprocess data, including when you use third party websites or apps. To find outmore see How Google uses data when you use our partners’ sites or apps.

4. USE OF YOUR PERSONALINFORMATION

We collect and use personal information forthe following purposes:

- To provide services or information to you

- For record keeping and administrativepurposes

- To provide information about you to ourcontractors, employees, consultants, agents or other third parties for thepurpose of providing goods or services to you

- To improve and optimize our serviceoffering and customer experience

- To comply with our legal obligations,resolve disputes or enforce our agreements with third parties

- To send you marketing and promotionalmessages and other information that may be of interest to you and for thepurpose of direct marketing (in accordance with the Spam Act). In this regard,we may use email, SMS, social media or mail to send you direct marketing communications.You can opt out of receiving marketing materials from us by using the opt-outfacility provided (e.g. an unsubscribe link)

- To send you administrative messages,reminders, notices, updates, security alerts, and other information requestedby you

- To consider an application of employmentfrom you

We may disclose your personal informationto cloud-providers, contractors and other third parties located inside oroutside of Australia. If we do so, we will take reasonable steps to ensure thatany overseas recipient deals with such personal information in a mannerconsistent with how we deal with it.

We may need to share your personalinformation with third parties, including your legal service providers or otherfinancial advisors that we work with to provide you with our services. Youconsent to the sharing of your personal and sensitive information with thesethird parties as required to provide you with the services.

5. SENSITIVE INFORMATION

We may collect sensitive information aboutyou during the course of providing you services. The type of sensitiveinformation we may collect includes: trade union or other professionalassociations or memberships and tax file numbers.

We will only collect this sensitiveinformation where you consent and provide us with this information. If youconsent, your sensitive information may only be used and disclosed for purposesrelating to providing you with our services.

Your sensitive information may also be usedor disclosed to comply with our legal obligations.

6. SECURITY

We take reasonable steps to ensure yourpersonal information is secure and protected from misuse or unauthorizedaccess. Our information technology systems are password protected, and we use arange of administrative and technical measures to protect these systems.However, we cannot guarantee the security of your personal information.

7. LINKS

Our website may contain links to otherwebsites. Those links are provided for convenience and may not remain currentor be maintained. We are not responsible for the privacy practices of thoselinked websites and we suggest you review the privacy policies of thosewebsites before using them.

REQUESTING ACCESS OR CORRECTING YOURPERSONAL INFORMATION

If you wish to request access to thepersonal information we hold about you, please contact us using the contactdetails set out below including your name and contact details. We may need toverify your identity before providing you with your personal information. Insome cases, we may be unable to provide you with access to all your personalinformation and where this occurs, we will explain why. We will deal with allrequests for access to personal information within a reasonable timeframe.

If you think that any personal informationwe hold about you is inaccurate, please contact us using the contact detailsset out below and we will take reasonable steps to ensure that it is corrected.

8. COMPLAINTS

If you wish to complain about how we handleyour personal information held by us, please contact us using the details setout below including your name and contact details. We will investigate yourcomplaint promptly and respond to you within a reasonable timeframe.

9. CONTACT US

For further information about our privacypolicy or practices, or to access or correct your personal information, or makea complaint, please contact us using the details set out below:

Name: The Privacy Officer, MiracleMint

Email: bear@miraclemint.com.au

Our privacy policy was last updated on 26March 2024.

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